Abstract
The behaviour of individuals, businesses, and government entities before, during, and immediately after a disaster can dramatically affect the impact and recovery time. However, existing risk-assessment methods rarely include this critical factor. In this Perspective, we show why this is a concern, and demonstrate that although initial efforts have inevitably represented human behaviour in limited terms, innovations in flood-risk assessment that integrate societal behaviour and behavioural adaptation dynamics into such quantifications may lead to more accurate characterization of risks and improved assessment of the effectiveness of risk-management strategies and investments. Such multidisciplinary approaches can inform flood-risk management policy development.

Aerts, J. C. J. H., Botzen, W. J., Clarke, K. C., Cutter, S. L., Hall, J. W., Merz, B., Michel-Kerjan, E., Mysiak, J., Surminski, Swenja and Kunreuther, H. (2018). In: Nature Climate Change, 8 (3). pp. 193-199. ISSN 1758-678X

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