Swenja Surminski outlines things insurance and risk management can do to help build a more resilient future. Read more

Swenja Surminski outlines things insurance and risk management can do to help build a more resilient future. Read more
This paper summarises the Institute's submission to the Department for Environment, Food and Rural Affairs’ call for evidence on policy direction to prepare the UK for flooding and coastal erosion, drawing on a decade of work by the Grantham Research Institute with the insurance industry and policymakers addressing issues around climate change and adaptation. Read more
This paper from the UMFULA programme investigates the potential catalyst role of insurance in adaptation to climate change in a developing country context that is characterised by low insurance penetration and a relatively low level of government planning, analysing the problem from the perspective of insurers in South Africa, Malawi and Tanzania. Read more
This working paper analyzes the status, types, and evolution of market-based disaster insurance schemes across developing Asia. Well-designed insurance schemes... Read more
Extending climate risk disclosure to customers could yield a range of benefits for insurers, customers and the climate, but the industry will need to deepen the relationships that it holds with customers in order to achieve this, write Swenja Surminski and Sam Unsworth in this post for the Sustainable Finance Leadership series. Read more
The authors of this paper apply a newly developed insurance pricing model to two catastrophe model data sets relating to hurricane risk in two locations in the Atlantic basin, estimating ambiguity loads – the extra insurance premium due to ambiguity – and showing how these depend on the insurer’s attitude to ambiguity. Read more
By Dave Jones, California Insurance Commissioner (January 2011–January 2019) Insurance regulators have a critical role to play in making sure... Read more
This commentary reviews how both the insurance sector and its partners could build on the growing momentum and overcome the continuing barriers to deep implementation of sustainable insurance practices over the coming decade. Read more
This paper investigates how partnerships can incentivise flood risk reduction by focusing on the UK public-private partnership on flood insurance. Read more
Surminski, S. and Hankinson, J. In: Schaer, C., Kuruppu, N. (eds) (2018) Private-sector action in adaptation: Perspectives on the role of micro, small... Read more