Dr Bibekananda Panda

Dr. Bibekananda Panda is a Deputy General Manager and Senior Economist at the State Bank of India, currently on deputation to the Department of Financial Services, Ministry of Finance, Government of India. His core areas of expertise include macroeconomics, monetary economics, banking and public policy making. He is a GARP-certified professional in Sustainability and Climate Risk (SCR). Dr. Panda’s current research interests include household behaviour and deposit dynamics in Indian banking, monetary transmission through liability channels of banking, sustainability and climate finance, and Intellectual Property Rights-based debt financing to Start-ups by Indian Banks.

He holds a Ph.D. in Development Economics from the Indian Institute of Technology Bombay (IIT Bombay), where his research focused on socio-economic disparities and disaggregated demand dynamics across Indian states. His M.Phil. dissertation focused on evaluating India’s trade competitiveness, with empirical validation of the Marshall-Lerner Condition and the J-Curve hypothesis in the Indian context.

As a Senior Economist, Dr. Panda is actively engaged in analysing financial sector developments and contributing to the formulation of legislation and public policy, particularly in areas related to banking, economic advisory, and strategic decision-making in the Indian banking landscape. He provides strategic guidance to the treasury, ALM, and Risk Management departments on macroeconomic trends, currency movements, and fixed income markets, while contributing key projections to ICAAP and Risk Committees. Dr Panda also designs stress tests and scenario analyses across sectors and works closely with the Bank’s top management on business strategy formulation. Dr. Panda has authored numerous research articles published in journals of national and international repute, and he is a regular columnist in leading Indian business newspapers.