{"id":87831,"date":"2026-08-18T15:29:23","date_gmt":"2026-08-18T14:29:23","guid":{"rendered":"https:\/\/www.lse.ac.uk\/granthaminstitute\/?post_type=case-study&#038;p=87831"},"modified":"2026-08-18T15:29:23","modified_gmt":"2026-08-18T14:29:23","slug":"cbf-caribbean-reef-insurance-project","status":"publish","type":"case-study","link":"https:\/\/www.lse.ac.uk\/granthaminstitute\/case-studies\/cbf-caribbean-reef-insurance-project\/","title":{"rendered":"CBF &#8211;  Caribbean Reef Insurance Project"},"featured_media":0,"template":"","spatial-scale":[5347],"insurance-trigger-type":[5328],"insured-risk":[5325,5306],"insurance-scheme-target":[5326],"insurance-scheme-developer":[5301],"insurance-product-type":[5330],"location":[5320],"realm":[5304],"class_list":["post-87831","case-study","type-case-study","status-publish","hentry","spatial-scale-multi-national","insurance-trigger-type-parametric-index","insured-risk-and-economic-activity","insured-risk-risk-to-natural-assets-and-ecosystems","insurance-scheme-target-local-communities","insurance-scheme-developer-public-private-partnership","insurance-product-type-insurance-of-natural-assets","location-latin-america-and-caribbean","realm-marine"],"acf":{"world_map_coordinates":{"ref_value":"field_6a4e7380d1e2f","value":"","type":false,"post_type":""},"world_map_position_pc":{"ref_value":"field_6a4e73812c3d4","value":"","type":false,"post_type":""},"world_map_position_px":{"ref_value":"field_6a4e73823d4e5","value":"","type":false,"post_type":""},"ireland_county":{"ref_value":"field_6a4e73834e5f6","value":"","type":false,"post_type":""},"area":{"ref_value":"field_6a4e73845f6a7","value":"","type":false,"post_type":""},"description":{"ref_value":"field_6a1ca0010002","value":"The Caribbean Biodiversity Fund (CBF) is leading the development of a regional reef insurance programme to extend this model to the wider Caribbean. Funded by the InsuResilience Solutions Fund, the programme targets coral reefs in the Dominican Republic, Jamaica, Saint Lucia, and St. Vincent and the Grenadines. CBF acts as policyholder and coordinates post-hurricane response through National Conservation Trust Funds, which distribute payouts to local reef responders. When hurricane wind speeds exceed predefined thresholds near insured sites, payouts are automatically triggered, financing rapid coral restoration to minimise long-term ecological and economic losses.","type":false,"post_type":""},"case_study_date":{"ref_value":"field_6a1ca0010003","value":"2025-2027","type":false,"post_type":""},"partner_names":{"ref_value":"field_6a1ca0010005","value":"Caribbean Biodiversity Fund (CBF), Willis Limited (WTW), Mesoamerican Reef Fund (MAR Fund), InsuResilience Solutions Fund (ISF), National Conservation Trust Funds in the Dominican Republic, Jamaica, Saint Lucia, and St. Vincent and the Grenadines","type":false,"post_type":""},"referrer_org_name":{"ref_value":"field_6a1ca0010006","value":"NATURANCE","type":false,"post_type":""},"sources":{"ref_value":"field_6a1ca0010007","value":[{"source":{"title":"PROJECT BRIEF CARIBBEAN","url":"https:\/\/insuresilience-solutions-fund.org\/wp-content\/uploads\/2025\/11\/C10.16-Caribbean-Project-Brief.pdf","target":""}},{"source":{"title":"Reef Resilience Financing Mechanisms in the Caribbean | Our Projects","url":"https:\/\/caribbeanbiodiversityfund.org\/reef-resilience-financing-mechanisms-in-the-caribbean\/","target":""}}],"type":"repeater","post_type":""},"status":{"ref_value":"field_6a1ca001000a","value":"active","type":false,"post_type":""}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CBF - Caribbean Reef Insurance Project - Grantham Research Institute on climate change and the environment<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lse.ac.uk\/granthaminstitute\/case-studies\/cbf-caribbean-reef-insurance-project\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CBF - Caribbean Reef Insurance Project - Grantham Research Institute on climate change and the environment\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lse.ac.uk\/granthaminstitute\/case-studies\/cbf-caribbean-reef-insurance-project\/\" \/>\n<meta property=\"og:site_name\" content=\"Grantham Research Institute on climate change and the environment\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/case-studies\\\/cbf-caribbean-reef-insurance-project\\\/\",\"url\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/case-studies\\\/cbf-caribbean-reef-insurance-project\\\/\",\"name\":\"CBF - Caribbean Reef Insurance Project - Grantham Research Institute on climate change and the environment\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/#website\"},\"datePublished\":\"2026-08-18T14:29:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/case-studies\\\/cbf-caribbean-reef-insurance-project\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/case-studies\\\/cbf-caribbean-reef-insurance-project\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/case-studies\\\/cbf-caribbean-reef-insurance-project\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Case Studies\",\"item\":\"https:\\\/\\\/www.lse.ac.uk\\\/granthaminstitute\\\/naturance-case-studies\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"CBF &#8211; 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