Baroness Ros Altmann, CBE

Baroness Ros Altmann, CBE

Visiting Professor in Practice

Department of Social Policy

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About me

Ros Altmann is the UK’s leading independent pensions expert, with over 35 years’ experience in all aspects of pensions. She sits as a Conservative Peer in the House of Lords.

Ros was UK Minister of State for Pensions from 2015 to 2016. She was the UK Government’s Business Champion for Older Workers from 2014 to 2015 and was Director General of over-50s specialists Saga from 2010 to 2013. Ros was awarded a CBE in the Queen’s Birthday Honours in 2014 for services to Pensioners and Pension Provision

For many years, Ros has championed pensions justice and led a successful campaign to help 150,000 people receive compensation when their occupational pension schemes collapsed. Her work was instrumental in setting up the system of UK pension protection and the Pension Protection Fund.

She appears regularly in the media and has won numerous awards, including Pensions Personality of the Year (twice), Industry Guru of the Year, Women in Public Life Award and Lifetime Achievement in Pensions. 

Initially working as an academic analysing occupational pensions and pensioner income, she received her Ph.D. in Economics from London School of Economics and was a Kennedy Scholar at Harvard, working on pensions with the US National Bureau of Economic Research. She has two honorary doctorates awarded for her work on pension investment from Westminster University Business School and Newcastle University.

After her Ph.D. pension thesis, she began a City career managing pension fund assets. She ran the international equities investment operations at Chase Manhattan Bank, London and was a Director at N.M. Rothschild and then at NatWest. 

With the birth of her third child, she set up an independent consultancy, advising Governments, the pensions industry and pension funds on policy and investment strategy, including sitting on several pension fund boards and investment committees. 

Ros writes for industry publications, with regular columns in Professional Pensions, Money Marketing, Corporate Adviser and also writes for the national or regional newspapers, as well as Parliament’s House Magazine.


Expertise Details

social policy; pensions; retirement; social care; later life labour force participation