Rebecca is a teacher and graduate researcher in the Department of Management. Rebecca joined LSE as a PhD research student in September 2013 (a recipient of an ESRC scholarship) focusing on pension decision-making. She completed her MSc degree in Management & Human Resources at the LSE in 2012, winning the 'Keith Thurley' prize for the best overall performance on the MSc. She has worked at LSE as a researcher on projects including pensions and senior executive pay. In 2015 Rebecca was appointed to the Members’ Panel of NEST (the workplace pension set up by the government). The Members’ Panel provides an advisory role to the Trustees of NEST on the operation, development or amendment of the scheme from the perspective of scheme members and potential members. Outside of academia Rebecca has had considerable practitioner experience, working as a director of a high-end women’s wear fashion business. In this position, among other roles, she had principal responsibility for all human resource issues.
Thesis Title: I hope I die before I get old: The psychology of pension decision-making.
Abstract: In the face of an ageing population and increasing dependency ratio, the UK government has pinned its hopes on occupational pension saving to bridge the gap between needs and aspirations in retirement. At the same time private sector pension saving is at an historic low. This research proposal examines the determinants of occupational pension saving from two perspectives: the demand side and the supply side. The demand side looks at the factors behind employee demand for deferred pay, in particular the impact that financial communication can have on this demand. The supply side looks at the reasons, other than employee preference, why employers might provide pensions for their workforce, in particular pensions as a tool to increase motivation or select a more desirable workforce.