funded by the AXA Research Fund.
Venue: London School of Economics (room CLM 2.02)
Date and time: 30th of January 2013, 1pm to 5pm
Hosted by the International Long-Term Care Policy Network (ILPN).
Aim: Presentation and discussion of the findings of the AXARF funded study on how private long-term care insurance can supplement state systems.
The study has involved:
1. Consideration of ways in which some of the challenges facing wider take-up of long-term care insurance in the UK could be addressed, including interaction with state funding;
2. Estimating the expected life-time costs of care for older people in England, by gender and other characteristics under different patterns of care;
3. Estimation of possible premiums for different potential types of private or private/public insurance policies;
4. Consideration of the affordability and attractiveness for different individuals of policies with varying levels of premiums and pay-outs, for a range of assumptions on how insurance would interact with state funding; and
5. Preparation of projections to 2032 of public and private social care expenditure under different potential insurance schemes.
Programme:
Chair: Martin Knapp, London School of Economics
1.00: Refreshments
1.30: Introductory comments: Benoit Moreau, AXA Research Fund
1.35: Introduction to workshop and study: Raphael Wittenberg, London School of Economics
1.40: Policy background| (PDF): Charles Tallack, Department of Health
1.50: Study of barriers and opportunities: Findings from literature review and discussion with experts| (PDF): Adelina Comas-Herrera, London School of Economics
2.10: Estimates of life-time costs of care and associated potential insurance premiums| (PDF): Raphael Wittenberg
2.50: Affordability of long-term care insurance| (PDF): Ruth Hancock, University of East Anglia
3.10: Tea
3.30: US perspective| (PDF): Joshua Wiener, RTI International Washington
3.50: European perspective| (PDF): Christophe Courbage, Geneva Association
4.10: Industry perspective| (PDF): Jules Constantinou, Gen Re
4.30: Panel discussion of the implications of the study for policy and practice and for future research: Bill Baker, Swiss Re; Jim Boyd, Partnership; James Lloyd, The Strategic Society; Joshua Wiener, RTI International
5.00: Conclusion
Please also see this presentation (PDF) on the AXA Research Fund's activities.
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